Loans
Personal Loans
Need funds for personal expenses or emergencies? Our personal loans provide quick access to money with minimal documentation. Whether it’s for medical expenses, travel, education, or any other need, we make it simple and hassle-free
Why Choose Our Personal Loans?
Quick Approval and Disbursal
Get the funds you need quickly with fast processing and minimal paperwork. We ensure that your loan is approved and disbursed as quickly as possible.Flexible Loan Amounts
Borrow amounts that suit your personal needs. We offer a range of loan options that can be customized based on your financial situation.Competitive Interest Rates
Our personal loans come with low-interest rates, making repayment more affordable and manageable.Easy Repayment Terms
With flexible repayment plans, you can choose a tenure that fits your budget, ensuring that repaying your loan is stress-free.
Eligibility Criteria
- Age: Above 24 to 60 years.
- Net Income: Minimum monthly income of ₹25,000.
- Documents: Valid ID proof, address proof, and income proof.
Documents Required
- Proof of Identity: Aadhar Card, Passport, Voter ID, etc.
- Proof of Income: Salary slips, bank statements, or income tax returns.
- Proof of Address: Utility bills, rent agreement, etc
Business Loan Services
At PR Fincorp, we understand the financial challenges faced by businesses at various stages. Whether you’re starting a new venture, expanding your operations, or managing cash flow, our Business Loan services are designed to support your growth with flexible financing options.
Why Choose Our Business Loans?
Quick Approval and Disbursal
Get the financial support you need without the long waiting periods. Our fast approval process ensures you can access funds without unnecessary delays.Flexible Loan Amounts
Whether you’re looking for a small loan or a larger amount, we offer flexible options that suit your business needs, whether for expansion, equipment, or working capital.Competitive Interest Rates
We offer attractive interest rates to ensure your business can thrive without the burden of high repayments.Tailored Repayment Terms
We understand that every business is unique. Our loan repayment plans are designed to align with your cash flow and business cycle.
Eligibility Criteria
- Business Type: Registered small or medium-sized business.
- Age of Business: Minimum 2 years in operation.
- Net Income: Steady cash flow and positive financial records.
- Documents: Business registration proof, income tax returns, financial statements, etc.
Documents Required
- Proof of Business Identity: Business registration certificate, GST registration, etc.
- Financial Statements: Last 2 years of balance sheets, profit & loss statements, and tax returns.
- Bank Statements: Business bank account statements for the last 6 months.
- Other Documents: Any additional documents as requested based on the loan type.
Home Loan Services
At PR Fincorp, we believe that owning a home is one of life’s most significant achievements. Whether you’re purchasing your first home, refinancing, or renovating, our Home Loan services are designed to provide you with the financial support you need to make your dream home a reality.
Why Choose Our Home Loans?
Affordable Interest Rates
Our home loans come with competitive interest rates, making your home purchase or renovation more affordable.Flexible Loan Amounts
We offer customized loan amounts based on your property value and financial needs, ensuring you borrow the right amount for your goals.Long Tenure for Easy Repayment
Our loans come with long repayment tenures, allowing you to manage EMIs comfortably and ensure a smooth repayment journey.Quick Processing and Approval
Experience fast processing and quick approval, so you don’t have to wait long to start your home-buying process.
Eligibility Criteria
- Age: Above 24 to 60 years.
- Net Income: Steady source of income, with a minimum monthly income of ₹25,000.
- Property Type: Residential property (new or resale).
- Credit Score: A good credit score to ensure favorable loan terms.
Documents Required
- Proof of Identity: Aadhar card, Pan card Passport, Voter ID, etc.
- Proof of Income: Latest salary slips, bank statements, or income tax returns.
- Proof of Property: Property documents (sale agreement, title deed, etc.).
- Proof of Address: Utility bills or rental agreement.
Loan Against Property (LAP) Services
Unlock the potential of your property with PR Fincorp’s Loan Against Property (LAP) service. Whether you’re looking to meet business expenses, consolidate debt, or fund personal needs, we offer affordable loans backed by your property, with flexible terms and competitive interest rates.
Why Choose Our Loan Against Property?
High Loan Amounts
Borrow large sums of money by leveraging the value of your residential or commercial property. We offer high loan amounts based on property valuation.Lower Interest Rates
Since your loan is secured against your property, we offer lower interest rates compared to unsecured loans, making repayment easier.Flexible Repayment Tenure
Choose a repayment period that suits your financial situation, with flexible tenures ranging from a few years to several decades.Quick Processing and Disbursal
Get quick approval and disbursal of your loan, so you can access the funds you need without delays.
Eligibility Criteria
- Property Type: Residential, commercial, or industrial property.
- Age: Above 24 to 60 years.
- Net Income: Stable income source and a good credit score.
- Ownership: Must be the legal owner of the property being used as collateral.
Documents Required
- Proof of Property Ownership: Title deed, property registration, etc.
- Proof of Identity: Aadhar card, Pan card, Passport, Voter ID, etc.
- Proof of Income: Salary slips, bank statements, or income tax returns.
- Property Valuation: A professional valuation report.
MSME Loan Services
At PR Fincorp, we are committed to supporting small and medium-sized businesses with the financial resources they need to grow and succeed. Our MSME Loans are specifically designed to provide financial aid to entrepreneurs and businesses looking for working capital, expansion funds, or equipment financing.
Why Choose Our MSME Loans?
Tailored for Small and Medium Businesses
Our MSME loans are specifically designed to meet the unique financial needs of small and medium-sized enterprises, helping them scale their operations.Quick Approval and Disbursal
Get the funds you need with minimal documentation and quick approval. We understand the urgency in business growth and ensure fast processing.Flexible Loan Amounts
Whether you’re starting a new venture or expanding an existing one, we offer flexible loan amounts that align with your business needs.Affordable Interest Rates
Benefit from low-interest rates, ensuring that your business can grow without the burden of high repayments.
Eligibility Criteria
- Business Type: Small and medium-sized enterprises.
- Age of Business: Minimum 2 years in operation.
- Net Income: Positive cash flow and profitability.
- Credit Score: A good credit score to qualify for favorable loan terms.
Documents Required
- Business Proof: Business registration, GST certificate, etc.
- Financial Statements: Profit and loss statements, balance sheets, tax returns for the last 2 years.
- Bank Statements: Business bank statements for the last 6 months.
- Other Documents: Any additional documents that may be requested based on the loan type.
Ready to Achieve Your Financial Goals?
Take the first step towards a brighter financial future with PR Fincorp. Whether it’s a personal loan, home loan, or business funding, we’re here to make it happen.
